Foresee General Insurance Agency, Inc. serves the Harrison, AR community and offers a wide range of insurance coverage. We like to help educate our clients so that they can find coverage that aligns with their individual needs. Our team proudly serves the community as an independent insurance agency.

The Benefits Of Workers Compensation

As a business owner in the Harrison, AR community, you are aware of the day-to-day responsibilities of organizing things. To protect your investment and help things run smoothly, consider the benefits of commercial insurance. The policy protects you against some of the risks associated with operating a business. You will be covered if any of your property is stolen or damaged. You are also covered if one of your customers is injured while visiting your business. One of the most important parts of your commercial insurance policy is workers’ compensation.

Workers’ compensation allows you to protect your business while also showing how much you love your employees. The policy primarily protects your business if one of your employees is injured in the marketplace. Workers’ compensation prevents you from being held liable for potentially huge losses and damages that may arise through a liability dispute. Workers’ compensation will cover your employees as they go through the rehabilitation process. The policy covers your employees if they pursue forms of physical therapy or other innovative treatment methods. If your employee becomes disabled, workers’ compensation will protect your business and provide coverage.

Workers’ compensation is an asset to your business because it shows your employees that you value their contributions to the company. This can help you attract some of the top talents in the industry. A good workers’ compensation policy not only protects your business but sets it up to have success in the future.

Foresee General Insurance Agency, Inc. Will Help You Protect Your Investment

Visit our website to learn more information about commercial insurance.

Having a small business comes with lots of work and worry. One thing you should not have to worry about is your commercial insurance. With a trusted independent insurance agent, you can be assured that the coverage you have fits your business needs. Commercial insurance is not one size fits all. Your insurance should be customized to your business to not pay for coverage you don’t need. In Harrison, AR, the agency to go to is Foresee General Insurance Agency Inc.for friendly and knowledgeable service. 

Keeping your small business viable is important, and even if you are hit with a peril that renders it non-operational, you need to know your business will survive. Business interruption insurance is the way to do that. While it won’t protect you from every eventuality (be sure to read the exclusions on this policy) for most common perils such a fire or storm damage, this will provide the money you need to make your payroll and expenses payments. 

Being sued is a danger for any business, no matter the size, but small businesses are especially vulnerable. It is unlikely that you have an army of lawyers to defend you, and having Commerical liability insurance is the best way to make sure you have the money you may need to pay a judgment against you. 

Commercial property insurance protects a lot more than just the physical building where your business is located. It covers your office equipment, customer records, inventory, and everything inside your building. Getting these things replaced or repaired means you can be back in business sooner. 

These are just a few of the potential commercial insurance pieces that may help save your small business if you have a covered peril. To learn more about the other types of coverage available, call or visit the experienced agents at Foresee General Insurance Agency Inc. in Harrison, AR for a no-obligation quote.

Before we learn how to get commercial insurance in Arkansas, it is vital to establish why commercial insurance is important. To begin with, commercial insurance keeps the business running in case of any unforeseen situations, such as a natural disaster or accident. The insurance policy keeps the company afloat in many ways, such as providing coverage for expenses or protection for a portion of lost income. In most cases, commercial insurance should be able to assist in such circumstances. Some banks that are lending funds require companies to have commercial insurance. These loans are crucial to keep the company going, so all requirements to secure these loans must be completed.

There are typically three types of commercial insurance: liability insurance, property insurance, and workers’ compensation insurance. Liability insurance covers damages or injury to third party claims on behalf of the insurance policyholder. Property insurance is designed to provide coverage from flooding or fire as compensation damages caused by such events. Workers’ compensation insurance is made to protect the business in a situation where an employee gets injured at work. Many other types of commercial insurance are specific to company types.

In order to get a commercial insurance policy, it is recommended you get in touch with a local insurance agency that can understand all the requirements and scope of your business. It is imperative you get your commercial insurance policy from a registered insurance agency in the state of Arkansas. At Foresee General Insurance Agency, Inc., customer service is the top priority. Our agents at Foresee General Insurance Agency, Inc. in Harrison, AR can assist you in getting the commercial insurance that is suited to your needs, goal, and preferences. You can visit our office in Harrison, AR, or give us a call for more information.