If you’re looking for auto insurance in Harrison, AR, you may have heard of comprehensive. This is a catch-all term that may make you think that all events are covered, regardless of how they occur. However, the actual terms of comprehensive aren’t as straightforward. Foresee General Insurance Agency Inc. wants you to have all the facts, so you can decide which type of insurance is right for you. 

What Does Comprehensive Insurance Cover?

The idea of comprehensive is that it covers more than liability or collision insurance options. So this includes theft, vandalism, and natural disaster damage (e.g., fire, storms, etc.) It also covers damage from accidents that weren’t caused by two cars colliding with one another. So if you hit a deer under this policy or a tree happens to fall on your car, the repairs are likely to be covered. 

Do I Need Comprehensive Insurance?

Usually, you’ll need comprehensive insurance if you’re going to lease or finance your car in Arkansas. This is so the lender can protect their investment if something happens that you can’t cover. However, it’s not required by law to have. Comprehensive insurance is usually right for you if you live or travel to areas where you will need more protection than basic insurance. For example, if you don’t want to take the chance in case your car is stolen. 

If you want to learn more about comprehensive auto insurance, Foresee General Insurance Agency Inc. is here to help. Our staff in Harrison, AR can answer questions about the kind of car you have and what kinds of threats or dangers are most likely to befall it. Give us a call today so you can choose for yourself the best possible policy for you.