Whether you’re planning a business trip or a vacation, renting a vehicle is often a necessary part of the process. Nowadays, most people reserve their vehicles online. Before doing so, it’s wise to review your auto insurance policy. If you have any questions about your coverage, the Foresee General Insurance Agency Inc. team in Harrison, AR is ready to provide the answers you need.

Once you’ve selected your rental company, pickup and drop-off locations, rental dates, and vehicle size, you’ll be asked about insurance coverage. If you travel within the United States or Canada, the coverage you have on your personal vehicle extends to your rental vehicle. This means that if you have full coverage, including collision and comprehensive, your personal auto policy should provide adequate coverage for your rental vehicle.

However, if you only have a basic liability policy, you’ll need to purchase additional insurance coverage for the rental vehicle. Before reserving your vehicle, check if your credit card offers rental car coverage, as many do. If you have home, condo, or rental insurance, you won’t need to purchase additional coverage for items that might be stolen from your rental vehicle, as you’re already covered. If you’re satisfied with the liability coverage on your auto policy, there’s no need to purchase excess liability.

Whenever you need auto insurance or coverage information, the Foresee General Insurance Agency Inc. team in Harrison, AR is here to help.